Explore our financial planning guides and tips
What is Zero-Based Budgeting? Zero-Based Budgeting (ZBB) is a method where every dollar of income is assigned a specific purpose before the month begins. Unlike traditional budgeting that focuses o…
Read MoreWhat is the Dave Ramsey Plan? The Dave Ramsey Plan is a comprehensive financial system designed to help you achieve "Financial Peace" through debt elimination, emergency savings, and wealth buildin…
Read MoreWhat is the Conservative Financial Plan? The Conservative Financial Plan is a stability-focused budgeting approach designed for individuals who prioritize financial security, predictability, and ri…
Read MoreWhat is the Balanced Approach? The Balanced Approach to budgeting represents a middle ground between aggressive saving and lifestyle spending, typically following a 55/25/20 framework. This method …
Read MoreWhat is Aggressive Savings? Aggressive Savings is a financial strategy focused on maximizing your savings rate to achieve Financial Independence and Retire Early (FIRE). Unlike traditional budgetin…
Read MoreWhat is the 50/30/20 Rule? The 50/30/20 rule is one of the most popular and straightforward budgeting methods available today. Created by Harvard bankruptcy expert Elizabeth Warren, this simple fra…
Read More