Terms of Service

Last Updated: April 30, 2025

Welcome to Expense Automator. Please read these Terms of Service ("Terms") carefully as they contain important information about your legal rights, remedies, and obligations. By accessing or using the Expense Automator platform, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By registering for and/or using the services in any manner, you agree to these Terms and all other operating rules, policies, and procedures that may be published by Expense Automator. These Terms apply to all users of the service, including users who contribute content to the service.

2. Description of Service

Expense Automator provides a platform for tracking expenses, creating budgets, and setting spending rules across multiple banking institutions. The service may include integration with third-party financial institutions and data providers. Features and availability may change from time to time.

3. Registration and Account Security

To access certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your password and for all activities that occur under your account. You should notify Expense Automator immediately if you become aware of any breach of security or unauthorized use of your account.

4. Your Data and Financial Information

By connecting your financial accounts to Expense Automator, you authorize us to access and store your financial data for the purpose of providing our services. We do not sell your personal data to third parties.

You retain all ownership of your financial data. We only use this information as described in our Privacy Policy, and only for the purpose of providing and improving the service.

5. Subscription and Billing

Some aspects of the Service may be provided for a fee. You agree to pay all fees in accordance with the fees, charges, and billing terms in effect at the time a fee is due and payable.

If you dispute any charges you must notify Expense Automator within sixty (60) days after the date that we invoice you.

6. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including but not limited to a breach of the Terms.

You may cancel your account at any time. Upon termination, your right to use the Service will immediately cease.

7. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Expense Automator makes no warranties, expressed or implied, and hereby disclaims all warranties, including without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the service will be uninterrupted or error-free, that defects will be corrected, or that the service is free of viruses or other harmful components.

8. Limitation of Liability

In no event shall Expense Automator be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

9. Governing Law

These Terms shall be governed by the laws of the European Union and local laws where applicable, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes to these Terms, we will notify you by email or by posting a notice on our website prior to the changes becoming effective.

Your continued use of the Service after any changes to the Terms constitutes your acceptance of the new Terms.

11. Contact Us

If you have any questions about these Terms, please contact us at expenseautomatorbot@gmail.com.